Terms of use

Effective Date: October 1, 2026

1. Acceptance of These Terms

These Terms of Use (“Terms”) govern your access to and use of IMOW-In My Own Words including any related websites, applications, features, content, and services (collectively, the “Service”). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, you must not access or use the Service.

2. Eligibility and Accounts

You may use the Service only if you are able to enter into a legally binding agreement and are not prohibited from using the Service under applicable law. If you create an account, you agree to provide accurate, current, and complete information and to keep your login credentials secure. You are responsible for all activity that occurs under your account and username.

3. Permitted Use

You may use the Service only for lawful purposes and in accordance with these Terms. You agree not to misuse the Service, interfere with its operation, attempt to gain unauthorized access to any systems or data, copy or reverse engineer the Service, upload malicious code, or use the Service in a way that violates the rights of others.

4. User Content

The Service may allow you to submit, upload, store, transmit, or display content (“User Content”). You retain ownership of your User Content. By submitting User Content, you grant IMO Operations Ltd. a worldwide, non-exclusive, royalty-free licence to use, host, store, reproduce, modify, display, sub-licence and distribute that content as necessary to provide, maintain, and improve the Service.

5. Intellectual Property

The Service, including its software, design, text, graphics, logos, features, and other materials, is owned by or licenced to IMO Operations Ltd. and is protected by intellectual property laws. Except as expressly permitted in these Terms, you may not copy, modify, distribute, sell, lease, or create derivative works based on the Service.

6. Fees, Subscriptions, and Payments

If the Service includes paid features, subscriptions, or purchases, you agree to pay all applicable fees, taxes, and charges. Unless otherwise stated, fees are non-refundable except as required by law or as expressly provided in a separate written policy.

Subscription terms, renewal periods, cancellation options, and billing details will be disclosed at the time of purchase.

7. Privacy

Your use of the Service is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect personal information. By using the Service, you acknowledge that you have reviewed the Privacy Policy.

8. Third-Party Services

The Service may contain links to or integrations with third-party websites, products, services, or content. We do not control and are not responsible for third-party services or any consequences of you using third-party services or visiting third-party sites. Your use of third-party services may be subject to separate terms and policies.

9. Disclaimers

The Service is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, IMO Operations Ltd disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not guarantee that the Service will be uninterrupted, secure, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by law, IMO Operations Ltd. and its officers, directors, employees, contractors, agents, affiliates, and licensors will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, or business opportunities arising out of or relating to your use of the Service.

11. Indemnification

You agree to defend, indemnify, and hold harmless IMO Operations Ltd. and its officers, directors, employees, contractors, agents, affiliates, and licensors from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Service, your User Content, your violation of these Terms, or your violation of any law or third-party rights.

12. Suspension and Termination

We may suspend or terminate your access to the Service at any time if we reasonably believe you have violated these Terms, created risk or possible legal exposure for us, or used the Service in a harmful or unlawful manner. You may stop using the Service at any time. Certain provisions of these Terms will survive termination where their nature requires survival.

13. Changes to the Service or Terms

We may modify the Service or these Terms from time to time. If we make material changes, we will provide notice by updating the effective date, posting a notice within the Service, sending an email, or using another reasonable method. Your continued use of the Service after the changes take effect means you accept the updated Terms.

14. Governing Law and Dispute Resolution

These Terms are governed by the laws of Alberta Canada, without regard to conflict of law principles. Subject to any mandatory rights you may have under applicable law, any dispute arising out of or relating to these Terms or the Service will be resolved in the courts located in Alberta, and you consent to the jurisdiction of those courts.

15. General Terms

These Terms constitute the entire agreement between you and IMO Operations Ltd. regarding the Service and supersede any prior agreements on the same subject. If any provision is found unenforceable, the remaining provisions will remain in effect. Our failure to enforce any provision is not a waiver of our right to do so later. You may not assign these Terms without our consent, but we may assign them as part of a merger, acquisition, reorganization, or sale of assets.

16. Contact Us

If you have questions about these Terms, please contact us at: info@imo-operations.com